Allstate

Allstate

I insured a classic car with Allstate and it was stolen and they won’t pay the claim. Hahira Georgia!!. I insured a classic car with Allstate. It was stored at my parents house in 2005. I had had a “falling out” with my father shortly after this time and he forbid me to be on his property to retrieve any of my belongings, which included several other classic cars, several antique boats and some antique furniture from a summer/lake house that my wife and I owned. The reason I stored these items at my parents is because we moved from Florida to Georgia with a job transfer and I did not have a home yet in Georgia. In 2017 I heard from family members that my father was working on one of the cars, a 1966 Oldsmobile Toronado, to get it ready to sell. I immediately went to my Allstate insurance agent, Larry Ganas, and told him the whole story. I told him that the car is being prepared to sell or might even be sold at this point. I then asked him if there was any point in putting insurance on my car. He said, “absolutely!” He said that the date that mattered is the date that I go down to my father’s for the first time and actually see that the car is gone and I call the local police and get a police report. He told me that if I called the police while my father was living and the car was sold (by him) that he would most certainly go to jail as this action would be a felony. So I decided to wait for my father to pass away before reporting the car “stolen.” That happened eight(8) years later (2016). I didn’t talk to my parents for the last thirteen(13) years of their lives (since 2005). When I went down to my parents in early 2019 I realized the car was gone and I called the Putnam County Sheriff. He wrote a report. That sheriff’s office told me that they would not investigate because my dad was passed and he is the one that stole and sold my car. In the mean time I hired an Attorney in Jacksonville to help with the estate (which was all left to one of my three sisters) and to also help with this stolen car situation. He did everthing he could to help me find the car, which included getting documents and information from the Florida DMV. We saw where my dad had sold three cars on 2010, six(6) months before I insured my Toronado. One of these cars appears to be my Toronado. The problem is, I have the title to this car in my name here in Georgia. The VIN number that the DMV shows being sold is NOT the VIN that’s on my title. I suggested to my insurance company that my dad likely used and old title to another Toronado that was likely parted out and sent to the junk yard years ago. But until we actually find my car, all this would at the least be “suspect.” I waited for 1-1/2 years to file the claim as I preferred having the car back. My attorney contacted the man that bought the three(3) cars from my father (a man from Finland) and then made contact with the man that bought (what appears to be my car) from him shortly after. The other two cars went over seas but my car remained here in the states. I believe this happened because of the title not matching with the car. When I realized after a year and a half that I wasn’t finding my car, I filed the claim with my Allstate Insurance Company. I handed over all the evidence that my attorney and I had acquired, which included pictures of what looks like my car advertised on the internet by the buyers, as well as their names and addresses. The lady that handled my claim with Allstate, Tameka Brown, told me that Allstate does not do any investigations. She said it’s the Police Department’s job to do that. This is twice I was told that there would not be any investigation done. To sum it up, Allstate denied my claim because they said it was insured six(6) months after the car was sold even though I made everything clear to my agent right from the start, and again, he said that the date that mattered was when I go to my parents for the first time and realize the car is missing, and then get a police report. They’re also using a VIN number that I did NOT insure to deny my claim. I insured the CORRECT VIN number that’s on the title that I have which matches my car that was missing. Allstate is using another VIN. I am extremely disappointed with how my wife and I were treated with this claim. We have been with Allstate for 35 years and are seriously thinking of changing companies. Larry Ganas, the owner of Allsate here in Valdosta told me to go ahead and file a report with the Insurance Commision. The fact he would suggest that tells me it is likely a waste of my time. My attorney would like to file a law suite for me but he is not licensed in the state of Georgia.

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