Ally financial Gave me a 30 day late payment. One day before i had a trade in pay them 36, 000 dropped my score almost 84 points. I even let them know the dealership would be paying them off. Have contacted for removal will not give me a time of day Nationwide!!. I traded my truck in for another one. The dealership were to pay ally off for the previous truck. Due to arrangement the proces took a little long than normal. I contacted ally when i recieved a past due letter to let them know the situation. I told them the dealer was responsible for payment and my ties to trucm have been signed over. And i simply couldnt make a payment knowing they would be paid off any day now. They ended up sending it off and ruined my credit 84 points i lost the abilty to get a house loan approved and cant even get a simple personal loan. They were paid the very next day. I have asked them to remove it since they recieved their money the very next day but they wont budge. So now im 24 with a wife and child on the way with no chance of house approval. For the people out there who say i probaly couldnt afford it, being so young. Not to be arrogant but i have heard that already i make 39/hr and the wife is a nurse so thank the lord has blessed us, but Ally has ruined a chance for me to provide a home to my family. I am. Not bashing this company they gave me a chance when no one else would but i havent done anything to be treated like this. If you get a chance for their business take it just be careful.