American verification payment solutions (avp solutions) avpsolutions.com – will charge your bank account without authorization. They are a bunch of crooks, and they have no customer service nor do they treat their customer right. Their are many other great places to get high risk merchant accounts. They are completely unprofessional and will take your money from you. They should not be able to conduct business!!! Don’t do business with these people as you will lose your money and they will go right into your account months later and take your money. If you are doing business with them now I would find a new provider as they are in desperate times.