They received a legal affidavit against my name and ssn . saying that i commit fraud with their client American Cash Advance. I have two options. 1st is i need to hire a good attorney who will fight thise case in court. but make sure if i lose this case then i pay $8000-10000 as a penalty in the courthouse. 2nd is we will give u the opportunity to resolve this case out of court by clearing the debt of $800. they attached a warrant onto this email.