This company prides itself on being Christians that provide an alternative to Obama care (exemption from health insurance law requirements). We have paid the $50 application fee TWICE and were told we would get forms and they screwed up and wanted us to pay the first month’s share for 3 people. I called back today and said I still have no coverage and need it only for myself. | The agent was snippy, and basically projected onto me stating that I waited too long, the $100 is theirs to pocket, its non refundable basically and I would have to reapply and pay another $50. I told him that was not happening. This company also covers NOTHING and little to no providers actually recognize or accept this “insurance” (its not real insurance but dr’s are going to refer to it as such). | I hope the government shuts them down. They are not Christians! They are charlatans and crooks who target disabled folks like myself who cant afford insurance and take their money. Hope they enjoy the $100 they STOLE from my family!