This company tricked us into joining a group. I was tricked because the numbers were high. Once i learned a lot, i started to teach one and they got mad and kicked me out of the group. I realized that this “free” group had intentions to setup a credit repair company and start charging up front. This is why they wont let the real credit educators get in the group. My friend pais the $300 up front which was a croa violation, wasnt given a right to cancel 3 day, and no refund. Dont do it dont do it dont do it. I promise it is a scam. You could view the other they have. They come and pretend to be customers in defense of these ripoffs. I have contacted the attorney general for the croa violation, charging up front, and not offering cancellation or rights to refund, not being license and bonded in the state of operation, etc.