We tried to get a loan to purchase a dump truck from a private party. The company decided they would do a lease for this vehicle. They verbally informed us that there would be a first and last months payment needed and then proceeded to take the money from our checking account before ever showing us terms in writing. On two separate occasions we were told that they hadn’t figured the terms correctly and they removed more money. | They made us sign all documents, including a delivery and acceptance agreement in advance. I protested about signing a statement that I had received something I hadn’t but they assured us that it was standard procedure. Late into the process we starting learning that when the lease ended it was going cost at least $817 to buy out of the lease but none of this in writing and made us nervous. | After discovering the truck we were trying to get had major repair issues, we decided that we were not going to purchase equipment at this time. Currency tried to tell us us that 1st, we signed the contract so tough. 2nd we had been pre-approved for $12000 and we would just need to find something else to buy so that they can lend us the money for it. They even told us that the private party would have to find us another vehicle to purchase. They will not reimburse the almost $2000 they have taken from us. They finally admitted there was a request form that we could submit but when we did that they said we were denied. We have no idea how to get our money back from these criminals.