Electronic Merchant Systems is a SCAM. They will quickly set up your account and within a couple weeks or months, they will place your account in “HOLD” status and never release your funds. | Electronic Merchant Systems seems to be overwhelmed with customers calling with very similar complaints. A simple google search shows this. | Do Not Use Electronic Merchant Systems, unless you want to send your funds through a company that will inevitably place your funds on hold, claiming they are simply the MIDDLEMAN and have no control. | Electronic Merchant Systems is destroying more business than it is helping. | Electronic Merchant Systems should be investigated by the state of Ohio and the Federal Government of the United States for fraudulent business practices against business owners. | Do Not choose Electronic Merchant Systems as your Merchant Account Provider. It will not be long before you realize that it was the worst decision you could have made for your business. | Electronic Merchant Systems is definitely a RIP OFF and only seems to be in business to steal from its customers. | Thank you Rip Off Report for this opportunity to share.