They are the agency not the actual insurance company, so don”t get trick by this! They charge a 150$ for broker fee and 100$ for cancelation and renewal fee! Small company with a super crappy website, just check how poorly and unprofessional the website it. When I asked to buy insurance they didn”t give me any detail about the company I”m going to buy it from or any of their policy until they send their contract they never explained any of this and lacked many of the important details so they can get some easy money. Their manager doesn”t know anything about the laws and lack professionalism. Poor customers services and slow response. They also charged my credit card without my authorization and never inform me about it until I called them because they wanted my money! How unethical just because they wanted to make some extra cash from me! Don”t trust this companies they just want your money!