This guys runs a mortgage company out of his bedroom. He gets you to work for his highly unorganized and dysfunction company by telling you he pays 2.75% and he pays the day of closing which is a complete lie. | He calls lenders and tells them to remove files out of your name, lies to you tells you he is sending a CDA to the title company that never happens, changes your compensation the day of closing after he enters the fees into the lenders system incorrecty and the files wont pass the high price mortgage test and lies and says a “ghost” or the “processor” changed your compensation to ZERO or very close to ZERO after he promised 2.75%. | He denies any responsiblity then say his non existent lawyer says he was told to cease all contact. | He cost clients thousands by not ordering appraisals, overcharging their credit card for appraisals and bait and switching clients loans programs…causing several unnecessary expenses and loans the close 2 months later
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Published13 October 2019
Submitted by: Anonymous
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This complaint and/or review was posted on Skeptic Files on 09:18 am, October 13, 2019 (CST) and is a permanent record located at: https://www.skepticfiles.org/scam/francis-colonial-mortgage/.
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Karin Moring
Run, don’t walk away. He held the seller in escrow for eight weeks promising he could close a loan and he never closed. On the lender letter he provided he entered his phone number wrong – off by one digit. Does this speak to his level of professionalism and accuracy? You find yourself calling constantly for updates and it doesn’t just go to voicemail – it says the voicemail is full. There’s no office line and as far as I can tell and no supporting staff. He goes radio silent for a week at a time and you are left wondering do you terminate the contract? Do you hang on hoping he can close the loan? If I could list a negative number of stars I would. He needs to be shut down.