This comapny is awful. My laons were in deferrment, I had completed all the paperwork, no contact until recently over this. Now they say I am in default and owe, 3 different amounts. They sent a notice to my employer to with hold wages with no court order stating they could. I contested this and was told I would be contacted for a hearing. I never was until they sent me a phoney letter with no court stamp or anything saying I failed to show for a hearing in person in another state. I have requested several payment arrangements with them and they refuse. They want me to make a 200 down payment up front then pay 1000 per monmth on a 1200 per month salary. They harass you, threaten you the whole nine yards. Any advice on how to get rid of this company. What they are doing is illegal amd just down right wrong. I have tried to work this out with them several times. They only accept thier terms and wont consider anything else.