There are so many ways this company is committing fraud. From the Terms and Conditions on thier website, scripted lies from Customer Service on the phone & through email correspondences, to the way Merchant Accounts are aquired. STAY AWAY from this company or see thousands of your dollars be taken out of your bank account. They are set up with “Ghost” Merchant accounts and care very little about the people who’s names and credit they are destroying to aquire them. The owner, Timothy Isaac, has been in trouble like this before. Google it. I will be calling the Attorney General’s office and the Better Business Breau to make report today & I highly encourage others do the same. If no one stops this, it will continue. I for one, will not have that guilt on my conscience.