On September 27th, 2018 i received a email stating i was fully approved for a loan with Langridge financial and to contact them to verify the terms and conditions to of my loan so i contacted this gentleman to discuss the term of the loan of $5000.00 .Once contact was made he told me i would need to have collateral of a home or car which i do not have so he said there was a plan b to make a loan fee of $645.00 and the loan would be released between 2-4 hours.I complied in doing so because i really needed this loan.So i was instructed to send the $645.00 via western union because there was a issue with CIBC banking which he said they dealt with.I told him how do you do that because i never sent money through like that before.He said just go to a western union and call him back and he would instruct me on how to do it. | So i called him and he gave me the information on who to send to which i was concerned because it was a womans name and not the company(i was told it was going directly to the lender and the funds would be released once she received it).So the money was sent i called back with the information and he said money would be sent.After waiting all night no funds were deposited .I called back in the morning spoke to him and he transferred me to his said manager.After speaking with her she said there was a second review on the loan and the lender wanted a fee of $1000.00 before releasing the funds.At this point i didnt know what to do and told her i didnt have these kind of funds as to why i needed a loan in the first place.She did say then i could just get a refund at that point or if i can come up with funds they would process the loan.I did come up with the funds in hoping to get this loan and called her back.I was then instructed to send funds the exact same way and to call her back . | I sent funds and called her back with info she said i would have my loan that evening.Again after waiting all night no money came in. I called again next morning in contact with her who then transferred me to the so called president of this company who then said i had to pay for some insurance on the loan and i asked how much it was like another $1000.00. I was so mad and told him its not going to happen i dont have it and at this point i knew i was not getting this loan .I told him i want all my money back.I was told i could get a refund but would take 15-30 days.I was not happy with that i wanted it back the same way i sent it.He then hung up on me. | Since then i have called my local police,and western union to report fraud.I have since found out the money i transferred was picked up in Oshawa Ontario in which just doesnt make sense if company was in Alberta Canada and New York USA.I have been Scammed and frauded out of $1755.00 Im not sure who these people are so I am asking for help to investigate and stop it from happening for others also would be nice to get my funds returned
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Published11 April 2019
Submitted by: Anonymous
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This complaint and/or review was posted on Skeptic Files on 01:51 am, April 11, 2019 (CST) and is a permanent record located at: https://www.skepticfiles.org/scam/langridge-financial/.
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Debroah Lucks
On October 3 I was applying on line for loans to consolidate some bills. I received a call from Daniel Jacobs at Langridge Financial saying I had been preapproved for an $8000 peer to peer loan. He stated that because my credit was low that I needed collateral which was understandable. He emailed me the loan documents which looked completely legit and after I sent back the signed pages I sent the collateral payment of $575. That evening I called to see when the funds would be released and I was speaking to the loan officer Thomas Collins who supposedly then had my records. He stated that the individual who was funding the loan did a second review of my account and wanted an insurance payment of $700. Starting to get skeptical, but ok.. that’s fair for the amount of money I’ll be receiving. I asked Mr. Collins to send me something in writing guaranteeing that once the insurance payment was received the funds would be released without any further payment needed from me. | He gladly sent the email, So again I went and made a payment. I called later in the evening to verify the release of the funds only to be quickly transferred to a female who was supposedly the big boss who claimed that the entire insurance payment of $1500 was needed to release the funds and the Mr Collins had no right to offer me a reduced amount. I informed her I had a written guarantee of the funds being released and her response was that Mr Collins would be getting a talking to for giving me wrong information. She further said I can either pay the remainder or get a refund by certified check in 14-30 days. I said I wanted a refund and called her a fraudster. She quickly hung up on me. Doubt I’ll be getting a refund. I have filed reports with western union, FTC, and attorney general. These people need to be convicted and retribution should be paid to those of us who were stolen from!