The salesman said one thing & the company did the exact opposite. Stay away from merchant lynx services credit card processing, they are nothing but liars. The salesman finbally called back and said I would be credited, his name is peter rhees, but he was just a liar. I never been so duped by a company as this with no recourse. Stay away. Finally spoke to a manager (sharon smith) and she is as big a liar as the rest of the sales force. No one wanted to even listen and said that it will be withdrwn from my account. I will gladly go in a class action suit.