Very misleading organization. They only tell you only 500 dollars. They don’t warn you 59 a month for five years also 1/3 whatever they save you. They don’t warn you it could cost 10 grand in five years from their fees. Never received anything in the mail. You sign up then you find out. They took 900 dollars for mailing letters out and keeping my money and charging me interest. They are the type company take 900 dollars from you. Nothing was service to me but a mailing letter. Good thing I was only in it 6 months of their scam. Greed. Very unethical company. Take advantage of people. They basically save you money and charge interest. I can save my own money in the bank and save from their fees. You should pay your own debt.