SPS is worse than fairbanks. and they have all these states hoodwinked into thinking that they are helping customers stay out of foreclosure with these 90 day “stays”. i am now getting an attorney because they violated just about every term and condition of the settlement back in 2003. they are supposed to be open 7am-8pm EST monday through friday. well guess what they don”t open til 7am MST which is 9am EST! and they are supposed to have staffed at all times a dedicated phone number for disputes-its a recording. the list is endless and now i am looking at circling the wagons for national class action suit. contact the press in your area your state senators your governors office and the FTC. there is a myspace account set up for victims of sps. time to take these same people that allowed fairbanks to run amuk down.