Originally reported on April 1, 2022 @ 12:00 am

PPP Loan #1032657305

BARKERS CUSTOM & COLLISION is a Partnership located at COTTONDALE, AL with 2 employees. During round 1 of the paycheck protection program, BARKERS CUSTOM & COLLISION requested a PPP loan for 12200 USD. They were approved on 04/28/2020 by the SBA for an amount of 12200 USD. The loan was facilitated by BankFirst Financial Services, COLUMBUS, MS. Of the approved amount, BARKERS CUSTOM & COLLISION has received an amount of 12200 USD for payroll proceeds.


Loan Amount 12200 USD
Current Approved Amount 12200 USD
Loan Tenure 24 months
Loan Approved on 01/21/2021
Area Code 35453-4503
SBA Code 459
NAICS Code 811121
Lender Bank BankFirst Financial Services
Lender Bank City COLUMBUS
Lender Bank State MS

 Demographic details for BARKERS CUSTOM & COLLISION

Race Unanswered
Ethnicity Unknown/NotStated
Gender Unanswered
Veteran Unanswered
Non Profit
Business Age Existing or more than 2 years old
Jobs Reported 2

How BARKERS CUSTOM & COLLISION Claims To Have Used Their PPP Funds of 12200 USD

As we have discussed earlier, BARKERS CUSTOM & COLLISION received a substantial amount of money through the SBA program. But have they used it correctly? Let’s analyze.

1BARKERS CUSTOM & COLLISION claims to have spent 12200 USD to pay salaries of 2 employees.

2BARKERS CUSTOM & COLLISION claims to have have been honest, ethical and deserving of this PPP Loan (1032657305) of 12200 USD.

3BARKERS CUSTOM & COLLISION claims to not have misused the PPP Loan in any ways.

These amounts were reported to the SBA by the company. Often, however, whistleblowers & employees reveal that their employers have abused their funds. If you think BARKERS CUSTOM & COLLISION has done something nefarious, then report them here using the review box at the bottom of the page.

What Constitutes A PPP Loan Scam? 

The primary goal of PPP loans was to help businesses survive the pandemic and ensure that people don’t lose their employment. Businesses who took out these loans could spend the borrowed sum on:

    • Salaries, bonuses, commissions, wages (maximum $100,000 per annum per employee)
    • Insurance premiums
    • Employee allowances (sick leaves, medical, parental, and vacation pay)
    • Operational expenditure
    • Utility payments
    • Mortgage interest payments

Federal authorities are aggressively targeting individuals and companies for PPP loan fraud. Launched in March 2020 in response to the economic uncertainty that was triggered by the novel coronavirus (COVID-19) pandemic, the PPP made hundreds of millions of dollars in federal funding available to businesses struggling as a result of the pandemic. Loans issued under the PPP carry a 1% interest rate, but the loans are completely forgivable if certain conditions are met.

The low-cost (and potentially free) funds offered under the PPP have proven to be attractive not only to struggling businesses, but also to larger companies and scam artists. This has led to worry of widespread fraud (and a few highly-publicized cases of fraudulent PPP loan applications), and it has forced numerous federal agencies to turn their attention to combatting PPP loan fraud.

Penalties For Abusing Or Wasting The PPP Funds:

When a person is charged with PPP loan scam charges, they can face multiple civil and criminal penalties. Even a single PPP loan fraud case might involve multiple criminal laws.

You can face a penalty of up to 20 years behind bars.

  • The first charge would be wire fraud. It invokes 18 USC Sec. 1343 and involves the use of a phone or internet to scam another party by using false statements.
  • Bank fraud charges might also be filed against you. It invokes 18 USC Sec. 1344 and involves making false statements to a financial institution such as a bank. The penalty for this charge goes up to 30 years behind bars.
  • A PPP loan fraud also includes making false statements to a financial institution, a federal crime. It invokes 18 USC Sec. 1014 and its violation leads to a jail 14 of up to 30 years.
  • Finally, when you commit a PPP loan scam, you violate 18 USC Sec. 1349, conspiracy to commit fraud. It is a criminal offense when someone colludes with others in violating or attempting to violate federal laws whether they obtained money or not.

The authorities have been rather vigilant in finding people who committed PPP loan frauds.

The above are just two instances of people getting caught by the authorities for this scam. Here’s another:

Frequently Asked Questions About PPP Loan Scam


Yes. BARKERS CUSTOM & COLLISION applied and was granted a PPP loan

How much PPP Loan did BARKERS CUSTOM & COLLISION receive?



How much did BARKERS CUSTOM & COLLISION’s PPP loan went towards paying salaries?

As per BARKERS CUSTOM & COLLISION, 12200 USD went towards payroll proceeds

Which bank financed BARKERS CUSTOM & COLLISION’s PPP Loan?

BankFirst Financial Services in COLUMBUS,MS financed BARKERS CUSTOM & COLLISION’s PPP Loan

What is the term for BARKERS CUSTOM & COLLISION’s PPP loan?

How many employees were reported by BARKERS CUSTOM & COLLISION in their PPP loan application?

How much of BARKERS CUSTOM & COLLISION’s PPP loan was forgiven?

12280.99 USD was forgiven on 12/31/2020

Footnotes and Citations

All information displayed on this page is publicly available information under PPP loan guidelines, in compliance with 5 U.S.C. § 552 (Freedom of Information Act) and 5 U.S.C. § 552a (the Privacy Act) and is published unmodified, as provided by the SBA. does not modify the data and makes no claims regarding its accuracy, nor will entertain any request to remove any entry.

The inclusion of a person or entity in the IIAS Database is not intended to suggest or imply that they have engaged in illegal or improper conduct related to PPP Loan (scam). IIAS intends to offer a platform where suspicious activities related to PPP loan can be shared and discussed in a secure environment. Please contact us if you find an error in the database.

What BARKERS CUSTOM & COLLISION’s Employees and Consumers can do to report potential PPP Scam?

There is no record of BARKERS CUSTOM & COLLISION committing any sort of PPP Scam reported anywhere. However, that can change quickly, and this page allows employees, citizens and consumers to share information on BARKERS CUSTOM & COLLISION they are privy to, and expose any/all wrongdoings.



The views and opinions expressed in these articles are those of the source and do not necessarily reflect the official position of ‘The Skeptic Files,’ which shall not be held liable for any inaccuracies presented. The information provided within this article is for general informational purposes only. While we try to keep the information up-to-date and correct, there are no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information in this article for any purpose.

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